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Milliman offers in-depth experience, expertise, and knowledge to our clients for their strategic pricing decisions. We add value to every aspect of the ratemaking process:

  • Actuarial expertise: We combine technical sophistication with experience in a vast array of products and coverages.
  • Market knowledge: We advise our clients on strategic product and pricing decisions.
  • Regulatory process: Regulatory filing requirements vary by state and by product. We help prepare and submit state rate filings on behalf of our clients and work with them to respond to questions from state insurance departments.

We make sure our clients understand ratemaking issues and requirements before they make costly investments.

Client example: a quick decision, fully informed

An insurance company client was interested in buying a book of business from another insurance company. We evaluated the prospect’s rates and rating process and examined aspects of the business our client had not considered. Based on our in-depth review, the company made the informed decision not to proceed with the purchase. The Milliman team’s speed and experience saved the client time and money, and allowed the company to redirect its acquisition strategy.