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Privacy policy


Milliman, Inc. ("Milliman") respects your privacy and is committed to reasonable measures to safeguard any personal information you may share with us. The purpose of this privacy policy is to set out the principles governing our use of personal information.

Collection of information and security

Aggregate information

Like many companies, we monitor the use of this Web site by collecting aggregate information. No personally identifiable data are collected in this process. Typically, we collect information about the number of visitors to the Web site, to each Web page and the originating domain name of the visitor's Internet Service Provider. This information is used to improve the usability, performance and effectiveness of the Web site.

How we collect aggregate information

In some instances, Milliman may collect aggregate data through cookies and similar files. The majority of Web browsers accept cookies and similar files, but you can usually change the browser settings to prevent this. However, if you do so, some functionality of this Web site may be lost.

Personal information

If you are required to register in order to use a feature of this Web site or for any other reason, we will collect personally identifiable information about you, such as your name, email address, country of residence, and other information which you voluntarily submit.

Security

We store your personal data on a secure server that is password protected and shielded from the outside world by a firewall. We have in place security policies that are intended to ensure, as far as possible, the security and integrity of all our information, including your personal information. However, no system or information can ever be fully protected against every possible hazard. As a result, we cannot ensure or warrant the security and privacy of any information you provide to us and, accordingly, you do so at your own risk.

Sharing your personal information

Data processing and storage

We may share personal information with third-party agents or contractors or within Milliman and our worldwide affiliates for purposes of data processing or storage.

Authorized third-party agents

We may share your personal information with authorized third-party agents or contractors in order to provide a requested service or transaction. For example, if we need to ship something to you, we must share your name and address with a shipping company.

Legal requirements and illegal activities

We may respond to subpoenas, court orders, or legal process by disclosing your personal information and other related information. We may collect and share personal information in order to investigate or take action regarding illegal activities, suspected fraud, violations of Milliman's Terms of Use, or as otherwise required by law or by government and regulatory entities.

Web site administration

Personal information may be used to administer our business, the site, and our services. This may include disclosure of such information to employees, representatives, officers, agents, affiliates, third parties, and service providers.

Electronic authentication

Collection and use of information for authentication purposes is part of the log-on process for clients registered to use the site. A combination of authentication criteria such as your user information, transactional data, session surveillance, device fingerprint, IP information, and pattern recognition may be collected and used by us.

Children

Our Web sites do not target and are not intended to attract children under the age of 13. We do not knowingly collect information from or about children.

Access and corrections

If we have personally identifiable information about you, you may review it and instruct that it be corrected, updated, or deleted, by contacting us via e-mail.We will take all reasonable steps to make the requested changes. However, it is not technologically possible to change or delete each and every instance of the information we hold on you from our systems, and data may remain in non-erasable forms. We may retain data for a period in our backup systems. We may also retain some information for longer periods as required by law, contract, or auditing requirements.

Opting out

We may, from time to time, contact you by e-mail with information about our products or services. If you do not wish to receive such e-mails you can easily opt out by sending us an e-mail.

Third-party links

Our Web site may provide links to other third-party Web sites that are outside our control and not covered by this policy. We encourage you to review the privacy policies posted on these (and all) sites.

Change

We may change our privacy policy from time to time. We therefore ask you to check it occasionally to ensure that you are aware of the most recent version. The policy was last updated April 28, 2015.

How to contact us

We welcome feedback and questions on this privacy policy. If for any reason you wish to contact us, please send an e-mail.

This Web site is provided by Milliman, Inc. You may contact Milliman by sending us an e-mail. References to "Milliman," "we," "us," and "our" are references to Milliman, Inc. and its affiliates.

This privacy policy does not supersede the Terms and Conditions that govern your use of the site. Any conflict between the two shall be resolved in favor of the Terms and Conditions.